Loan Mela November 2025

STAND TO WIN GIFT VOUCHERS WORTH Rs.2100

FREQUENTLY ASKED QUESTIONS

What is the contest duration?

The October Loan Mela 2025 contest will commence at 00:00 Hours on Nov 18th and end at 23:59 Hours on Nov 21st , 2025

What is the contest about?

As part of this contest, customers will initiate application for Personal Loans through super.money on the Flipkart App facilitated by Scapic Innovations Private Limited (super.money), through Nov 18th , 2025 and ending at 23:59 Hours on Nov 21st 2025 through super.money on Flipkart mobile application will:

Customers may be eligible to win Vouchers worth Rs.2100 which will be awarded only upon successful disbursal of the loan till November 27th , 2025.

The E-Gift Voucher disbursal will be done after November 27th , 2025.

You will be eligible for the Gift Vouchers only if your loan application is initiated & submitted between Nov 18th, 2025 and Nov 21st 2025 and successful disbursement of the loan is done within November 27th , 2025.

Successful participants may be contacted through WhatsApp or SMS or email.

What are the conditions to participate in the contest?

• Login on the app using the registered Flipkart ID
• Apply for Personal Loans on the Flipkart app
• Initiate and submit completed application within the the time window of Nov 18th, 2025 - Nov 21st 2025
• Must have an email address associated with your Flipkart account.

What is the process for reward?

Once application is submitted and processed, post disbursal, eligible customers will get the E-Gift Vouchers via email

Eligible customers will receive the Vouchers worth Rs. 2100 after November 27th , 2025.

TERMS AND CONDITIONS

PRELIMINARY

This offer is brought to you by Scapic Innovations Private Limited with no participation by Flipkart or the lending partners and neither Flipkart nor lending partners shall be responsible or liable for any issues arising from or related to the fulfilment of this Offer.

By participating in the Loan Mela (“ Contest ”), the user (“ You ” or “ Your ”) agrees to be bound by:

• these terms and conditions (“ T&C ”) and Privacy Policy (“ Privacy Policy ”) of Scapic Innovations Private Limited (“Scapic”) and of Flipkart Internet Private Limited (“Flipkart”)

OFFER DETAILS

Users will be able to participate in this contest starting from 00:00 hrs on Nov 18th , 2025 and till 23:59 hrs on Nov 21st 2025 (“Offer Period”).

To participate in the Offer You must do/ fulfill the following:

• Age must be 18 years or above;
• Must have a valid PAN and Aadhar to apply for the personal loan
• You will need to start and submit loan application during the offer period

Successful Participants will be communicated through SMS or WhatsApp or email.

Eligible customers will receive the Vouchers worth Rs. 2100 after November 27th ,2025.

Incase of application rejection, there will be no reward for the applicants.

ALL DECISIONS WITH RESPECT TO YOUR LOAN APPLICATION REST SOLELY WITH THE RESPECTIVE LENDING PARTNERS.

SCAPIC OR FLIPKART ARE NOT INVOLVED IN ANY DECISION WITH RESPECT TO YOUR LOAN APPLICATION .

You acknowledge and confirm that You are aware of the nature of telecommunications/ internet services and that an email transmission may not be received properly and may be read or be known to any unauthorized persons.

You agree to assume and bear all the risks involved in respect of such errors and misunderstanding and Flipkart shall not be responsible in any manner.

Details of the voucher bundle for winners

To access your membership benefit (2100 voucher bundle):

1. Click on the “Claim Now” button in the WhatsApp message received
2. Register/Login using your mobile number and enter your Membership ID(given in the WhatsApp message)
3. Choose your preferred brand and confirm to claim.

Once you have logged in, Please refer to the below steps for detailed redemption steps and applicable terms for each brand

MakeMyTrip

Steps to redeem-

1. Go to the MakeMyTrip website or app
2. Review your booking details
3. On the payment page, look for the "Gift cards, wallets, and more" option
4. Select the "MakeMyTrip gift card" option
5. Click the link/ enter the voucher code from the registered mobile number
6. Enter the OTP received on your mobile number

Uber

Steps to redeem –

1. Copy and paste the generated voucher link on your browser.
2. You will get redirected to the Uber app where you could view the promotion details & TnC.
3. Click on "accept voucher" to activate it.
4. Once activated, the amount gets added to your Uber account.

Terms & Conditions –

• This voucher has no cash value, is non-transferable, and may be changed or cancelled at any time.
• The total value of the complimentary voucher.
• For a generated bill, the discount of the amount mentioned in the program will be applicable.
• Balance if any, is to be paid by the user at the end of the ride.
• Both discounts can’t be availed at once.
• See your Uber wallet for additional details on restrictions & eligibility.

Swiggy

Steps to redeem –

1. Access Swiggy Money from the account section in Swiggy App.
2. You will then land on the Swiggy Money homepage. Click on the “Redeem Now” button, at the bottom of the page.
3. Enter your 16-digit alphanumeric code and 6-digit PIN/SECRET, and press “Add Gift Card”.
4. Swiggy validates the code and adds the denomination to your Swiggy Money account.

Terms & Conditions –

• Swiggy money cannot be transferred to your bank account or to another Swiggy Money account as per RBI guidelines.
• Swiggy Money can be used for Food, Instamart, Dine out, Genie and more (except minis).
• Any balance in Swiggy Money account cannot be used to purchase any Gift cards.

SonyLiv – 3 Months Subscription

Steps to redeem –

1. Visit https://www.sonyliv.com/activate_offer on your mobile web browser or website (Not from iOS Mobile app).
2. Sign-in with your mobile number.
3. Create or select your profile.
4. Input the Coupon Code received and click on Activate Offer.

Terms & Conditions –

• This code can only be redeemed in India.
• This code cannot be used/clubbed with an existing subscription / offer on the SonyLIV app or website or any other source.
• This code is non-refundable and cannot be transferred for value or redeemed for cash. It is not a credit/debit code.
• This code is not a legal tender & does not entail any civil/criminal liability on CMEPL.
• Use of this code constitutes acceptance of the terms and conditions as available on https://www.sonyliv.com/terms-of-use.

Gaana

Steps to redeem –

1. Visit Ganna website gaana.com.
2. Select Gaana Plus
3. Select the plan type and fill in the requested details.
4. Enter OTP
5. Select the plan type and fill in the requested details.
6. Enter OTP
7. You will also have to Sign In to your Gaana account during the process.

Terms and Conditions –

• The person who has the Gaana Plus GV / GC is deemed to be the beneficiary.
• Gaana Plus gets you premium subscription service from Gaana.com.
• Users are allowed to download unlimited songs on mobile devices. For further details, please check http://gaana.com/subscribe
• Gaana Plus GV / GC can be used only once by a user.
• Your plan will be activated on the mobile number you feed in.
• This service is only available on iOS and Android platforms.
• An email with the voucher details will be sent to Customers upon purchase.
• The Gift Card is open to Indian residents above 18 years of age.
• Gaana.com reserves the right to terminate, modify or extend the timelines and features, at any time at its absolute discretion, without assigning any reason.
• Gift Card offers are subject to promotional availability. This Gift Card has no monetary value, is not transferable, is not for sale or re-sale nor redeemable for cash.
• Gaana accepts no responsibility, financial or otherwise for the misuse of the Gift Card.
• E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up to 24 - 48 hours.

Domino's

Steps to redeem –

1. Log on to Dominos App and Website.
2. Add the items in the cart and proceed to checkout.
3. Click on E Vouchers Tab to add the Gift Cards. Enter Gift Card number and PIN and click on submit.
4. Pay balance amount at the time of delivery.

Terms & Conditions –

• Domino’s EGC (Electronic Gift Card) can be used to purchase any Domino’s product on Domino’s India Mobile Apps/ Mobile Website (PWA)/Desktop Website.
• Domino’s EGC can be used multiple times till 100% of the amount is utilised, however this must be redeemed within the validity period and the unredeemed balance in the card will be forfeited after its validity period.
• Domino's EGC cannot be exchanged for cash.
• Once E gift card has been purchased it is considered sold and cannot be cancelled, refunded or exchanged.
• No refund will be made for any lost E-gift cards, and no revalidation is allowed for expired gift cards balance.
• Maximum one EGC can be used per order.
• Balance can be checked from the website www.dominos.co.in/gift-vouchers/balance-enquiry.
• Redemption will happen on Domino’s digital assets i.e. Mobile APP/ Mobile Website (PWA) & Desktop website.
• In restaurants redemption will NOT be available.
• Any pre-order discount like EDV, CRM, Combos and any after order discount like Late or any specific guarantee in place with Domino's will NOT be applicable.
• Remaining balance in case if the order value is more than voucher value can only be paid by cash. (No other modes of payment are acceptable).
• EGC validity is for 180 days from the date of issuance.
• EGC Card is not applicable in case of advance ordering.
• Domino’s EGC is a bearer’s property. Thriwe will not responsible if a EGC is lost, stolen, damaged, destroyed or used without permission.
• No replacement will be provided in these circumstances.
• Thriwe reserves its right to amend these terms and condition without any prior notice.

PVR

Steps to redeem –

1. Visit PVR cinemas outlets.
2. Before making the purchase confirm about the acceptance of Gift Card at the outlet.
3. Show your Gift Card details to the cashier at the time of billing & pay any balance amount by cash or card.
4. To redeem online visit www.pvrcinemas.com, choose Gift Card as payment mode and enter Gift Card details.

Terms & Conditions –

• PVR E-Gift Card is redeemable at PVR Cinemas Box Office/Concessions only once and unused balance may be redeemed multiple times on PVR website & mobile app.
• This E- Gift Card can be redeemed only at selected outlets.
• No refund of cash will be made for any items purchased with the E-gift card.
• E-Gift card cannot be used to purchase movie vouchers and candy bar vouchers.
• This E-Gift card does not guarantee seating and ticket availability.
• This E-Gift card can neither be redeemed for cash or credit nor would any unutilized balance be refunded & cannot be exchanged for a Gift card.
• This E-Gift Card is freely transferable.
• In case the value of the service exceeds the value of the Gift card, the difference must be paid by credit card or debit card.
• If the E Gift card is lost or stolen, neither will a new E Gift Card will be issued, nor will the money be reimbursed in any manner.
• Protect the card numbers and pin numbers to avoid misuse.
• In case the card number gets stolen, it cannot be replaced, nor cash refunded.
• E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 hours.

Lenskart

Steps to redeem –

1. Visit- https://www.lenskart.com/lenskart-gold-membership.html?utm_source=thriwe&utm_medium=affiliate&a…
2. Add gold membership to your cart.
3. Apply promo code at checkout page under tab ' Have a voucher'

Terms & Conditions –

• Share Membership with friends and family by sharing your phone number with them.
• Buy 1 Get 1 Free is valid on Vincent Chase, Lenskart Air, John Jacobs, Hooper & New Balance (for Eyeglasses & Sunglasses).
• Buy One Get One can be availed on Eyeglasses+Sunglasses / Eyeglasses+Eyeglasses / Sunglasses+Sunglasses.
• Membership benefits can be availed 2 times a month.
• Membership benefits are applicable across App, Website, 1200+ Stores & Home Try-On services.
• Membership cannot be returned or refunded.
• Both products need to be added in cart to avail Buy One Get One
• Convenience fee may apply at checkout.
• Membership can be redeemed through online transactions only.
• Lenskart.com reserves the right to change/modify terms and conditions of the coupon.

General Terms & Conditions

To participate in the Offer You must do/ fulfill the following:

• Age must be 18 years or above;
• Must have a valid account on the Platform and log in using the same on the Flipkart Mobile App only (the contest will not be available for participation on the Flipkart Website or Flipkart Lite);
• Must have a valid PAN and Aadhar to apply for the personal loan

This offer is brought to you by Scapic Innovations Private Limited with no participation by Flipkart or the lending partners and neither Flipkart nor lending partners shall be responsible or liable for any issues arising from or related to the fulfilment of this Offer.

By participating in this (“ Contest ”), the user (“ You ” or “ Your ”) agrees to be bound by:

• these terms and conditions (“ T&C ”) and Privacy Policy (“ Privacy Policy ”) of Scapic Innovations Private Limited (“Scapic”) and of Flipkart Internet Private Limited (“Flipkart”)
• the Terms of Use, Privacy Policy, and other relevant documentation including any modifications, alterations or updates thereof, that are published on www.flipkart.com (“ Website ”), Flipkart Mobile App, Flipkart Lite Platform (all three collectively “ Platform ”), which are owned and operated by Flipkart Internet Private Limited (“ Flipkart ”, “ We ” or “ Our ”).

Incase of application rejection, there will be no reward for the applicants.

We do not endorse any offering of the brands whose benefits are part of this offer.

We shall not take any responsibility for the same.

ALL DECISIONS WITH RESPECT TO YOUR LOAN APPLICATION REST SOLELY WITH THE RESPECTIVE LENDING PARTNERS.

SCAPIC OR FLIPKART ARE NOT INVOLVED IN ANY DECISION WITH RESPECT TO YOUR LOAN APPLICATION .

You acknowledge and confirm that You are aware of the nature of telecommunications/ internet services and that an email transmission may not be received properly and may be read or be known to any unauthorised persons.

You agree to assume and bear all the risks involved in respect of such errors and misunderstanding and Flipkart shall not be responsible in any manner.

This Offer is valid only in India.

The Offer is open to only end loan consumers

Prizes shall not be settled with cash in lieu by Scapic and are not transferable.

Scapic reserves the right, at its sole discretion, to terminate, withdraw, suspend, amend, extend, modify, add or remove portions of this Offer, at any time without any prior written notice.

Participants are not bound in any way to participate in this Offer.

Any participation is voluntary and the Offer is being made purely on a best effort basis.

Scapic in its sole discretion, reserves the right to disqualify You from the benefits of this Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer.

Scapic reserves the right to determine the successful participants and such determination shall be as per the terms of this T&C.

Scapic’s decision in this regard shall be final.

The Offer shall be subject to force majeure events and on occurrence of such an event, the Offer may be withdrawn at the discretion of Scapic.

Scapic, Flipkart, Lending Partners shall not be responsible for any loss, injury or any other liability arising due to participation by any person in this Offer.

You hereby agree to indemnify and keep Scapic, Lending Partners and Flipkart harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) that may be suffered by Scapic or Flipkart as a consequence of (i) violation of terms of this T&C by You; (ii) violation of applicable laws; (iii) any action or inaction resulting in willful misconduct or negligence on Your part.

This T&C shall be governed in accordance with the applicable laws in India.

Courts at Bangalore shall have the exclusive jurisdiction to settle any dispute that may arise under this T&C.

The Offer shall be subject to the Income-Tax Act, 1961 and all disbursements shall be subject to TDS, as applicable.

This document is an electronic record in terms of Information Technology Act, 2000, and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

You acknowledge and confirm that you are aware of the nature of telecommunications/ internet services and that an email transmission may not be received properly and may be read or be known to any unauthorized persons.

You agree to assume and bear all the risks involved in respect of such errors and misunderstandings and Scapic, Flipkart or Lending Partners shall not be responsible in any manner.

By participating in this Offer, it would be deemed that You have given Scapic Innovations Private Limited, Your consent to contact You through call, SMS or email on the details provided by You for the purpose of this Offer.